Insurance across Texas
Licensed in Texas — Medicare, ACA/Marketplace health, life insurance and annuities for Texas individuals, families and businesses.
McDowell Business Resources is licensed in Texas, helping residents compare Medicare, shop the ACA Marketplace, and protect their families with life insurance and annuities.
Texas uses the federal Marketplace at HealthCare.gov, and subsidies are meaningful — in Dallas County, a sample 45-year-old at $40,000 income qualifies for about $468/month for 2026, with Bronze plans landing near $21/month after subsidies (HealthCare.gov). We help you find the right fit, not just the lowest sticker price.
Coverage we offer locally
Medicare →
Advantage, Medigap & Part D.
ACA / Marketplace →
Individual & family plans, subsidies.
Life Insurance →
Term & whole life, sized to you.
Final Expense →
Cover end-of-life costs.
Supplemental →
Dental, vision, hospital, disability & LTC.
Indexed UL →
Protection + tax-advantaged cash value.
Annuities →
Guaranteed income you can’t outlive.
Business & Notary →
Group benefits, P&C & notary.
Medicare Advantage →
Part C — all-in-one plans.
Medicare Supplement (Medigap) →
Fill Original Medicare gaps.
Short-Term & Off-Market Medical →
Coverage between plans.
Dental & Vision →
Standalone dental, vision & hearing.
Critical Illness & Cancer →
Lump-sum cash on diagnosis.
Disability Income →
Protect your paycheck.
Accident Insurance →
Cash for the unexpected.
Long-Term Care →
Plan for future care needs.
Retirement Planning →
Turn savings into income.
Social Security Planning →
When and how to claim.
Legacy & Estate Planning →
Leave things in order.
Business Consulting →
Guidance for small businesses.
Senior & ALF Placement →
Find the right care setting.
Remote Care Services →
Care coordination from home.
Financial Literacy Education →
Workshops & one-on-one coaching.
Tax Preparation & Strategy →
Filing and year-round planning.
Notary & Title Signing →
Mobile notary & signings.
Texas — frequently asked
Sources & methodology. Marketplace information reflects the 2026 plan year via HealthCare.gov (federal Marketplace). Subsidy examples assume one 45-year-old at about $40,000/year household income and are estimates only — your amount depends on your household, income and ZIP. This page is general education, not insurance, tax or legal advice. McDowell Business Resources (MBR Insurance & Financial Services) is an independent agency, not an insurance carrier, and is not affiliated with or endorsed by the U.S. government, CMS or the federal Medicare program. Reviewed July 2026.
Local help in Texas, at no cost
Book a free, no-pressure consultation with a licensed local agent — Medicare, Marketplace health, life insurance and more.